Karl Ghio

Karl joined Hassans in 2012 and was made Partner on 1st July 2021. He specialises in large real estate finance transactions and construction law.

Karl has advised on the legal aspects of most major real estate developments in Gibraltar in the past ten years. He regularly advises developers and lenders on the provisions of loan facility agreements and security documentation.

Karl advises developers on construction law matters and advises lenders on the same in respect of development finance transactions. Karl is regularly instructed to advise clients on the provisions of the building contracts, consultant appointments and performance security documents. Karl also advises developers on the provisions of the deeds of appointment of the various consultants to the relevant development and any associated collateral warranties.

Karl initially studied pharmacy and practiced as a pharmacist in the United Kingdom. He later chose to read law and attained the Graduate Diploma in Law from Nottingham Trent University. After completing the Bar Vocational Course from BPP University Law School in Leeds, Karl was called to the Bar of England and Wales in 2011, and the Gibraltar Bar in 2012. Karl is a member of the Honourable Society of Lincoln’s Inn.