Financial Services

We advise major investment and commercial banks, insurance groups and other corporate clients on how to establish tax-efficient EU operations, regulatory issues and various legal structures. We also play a key role in drafting financial services, banking and insurance legislation.

Working at the pace demanded by businesses today, we are known for our innovative approach. We work closely with clients to create new products and vehicles and to find unique solutions that suit their business needs. We are also the only firm in Gibraltar that combines specialist derivatives regulation expertise with a substantial banking, tax and securitisation practice.

Banking
Our regulatory team sets up and licenses banks in Gibraltar, and provides them with ongoing corporate finance advice on matters such as lending, money-laundering requirements and general banking developments.

We also use our expertise to advise international banks outside Gibraltar on all aspects of their lending to Gibraltar companies. Our investment advice in this area is invaluable as we have both a local and global perspective.

Derivatives
We provide corporate finance advice to leading international finance institutions on major derivative transactions. Our vast experience and knowledge give our institutional clients a competitive advantage that helps them to stand out in their field.

E-Money Institutions
Our financial services team advises clients on every aspect of setting up and running E-Money cards, including obtaining licences, monitoring compliance, drafting contracts, reviewing advertising, structuring shareholdings and liaising with EU member states.

Insurance
We set up insurance companies in Gibraltar and take clients through the Financial Services Commission licensing process, from beginning to end. There are now over 60 insurance companies in Gibraltar, many of which we have advised. We are frequently instructed by financial institutions outside Gibraltar that need advice on funding and capitalisations.

Investment Services Advice
As with our banking and insurance company clients, we have extensive expertise in setting up and obtaining licences for investment firms in Gibraltar, and providing ongoing advice. Third parties outside Gibraltar also seek our advice when they want to do business with these entities.

Securitisation
We are the leading law firm in Gibraltar advising on securitisation and repackaging.